Pricing
The full underwriting read on every plan
True revenue, MCA stacking, negative days, altered-statement checks and the offer calculator come with every plan, including the free one. Choose how many statements you need each month.
Need more than 750 statements a month? Contact us
Features
Included in every plan
Reading statements
- Any bank, any format: PDF, scans, photos, CSV and Excel
- Several accounts and months in one analysis
- US dollar and sterling statements
- Duplicate statements caught and counted once
Revenue and debt
- True revenue, each exclusion listed with its transactions
- MCA stacking by funder: payment, cadence, monthly total and the funding deposit
- Bank loans, leases, BNPL, factoring and debt collection kept apart
- Debt-to-revenue
Cash flow and risk
- Average and lowest daily balance
- Negative days, NSFs, overdrafts and stop payments
- Daily balance calendar
- PDF metadata checks and an integrity rating on every statement
- Balances reconciled line by line
Deciding
- Offer calculator: holdback, factor rate, payment, term and new debt service
- Assessment with concerns and questions to ask before funding, each tied to its transactions
- Line-item labels with bulk relabelling; every figure recalculates
- Month-by-month CSV export
- API access to send statements and pull results into your own systems
- Managers and analysts in one organization, with activity history on every analysis
Counting
How statements are counted
Two accounts over three months make six statements.
- One account, one month
- A statement longer than 31 days counts as two, longer than 62 as three, and so on.
- Duplicates count once
- A statement uploaded twice to the same analysis is counted once.
- Retries are free
- Retrying or re-running a statement doesn't count it again.
- Failures aren't counted
- A statement that can't be processed doesn't use your allowance.
- Resets every billing period
- Unused statements don't roll over to the next period.
- A hard limit, no overage
- At the limit, new statements stop with “Plan limit reached”. Upgrade or wait for the next period, then retry them.
- No seat pricing
- Every plan includes every feature and your whole team.
FAQ
Billing questions
How many statements do I need?
Multiply the months you review by the accounts per business. Three months on one account is three statements, so 100 a month covers 33 of those, 300 covers 100 and 750 covers 250. Start on the free 10 and choose a volume when you know yours.
What happens when I change volume?
Moving up starts straight away: you pay the new monthly price in full and a new billing period begins. Moving down takes effect at your next renewal.
Can I cancel?
Yes, any time from Settings, under Billing. Your plan runs to the end of the period you've paid for, then the organization returns to Free.
Are the free statements monthly?
No. Each organization gets 10 free statements once, with no card. After that, choose a monthly volume.
Which currency are prices in?
US dollars, billed monthly. Statements in pounds sterling work on every plan.
Run your next file through Underly
The first 10 statements are free. No card.