Line-item labels
Relabel a line and every figure follows
Each transaction carries labels for what it is, from processor deposits and funder debits to transfers, owner money and NSFs. Change one, or hundreds at once, and revenue, positions and cash flow recalculate.
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How it works
How labels work
- Debt and flows
- Nine debt instruments, from MCAs and bank loans to leases, BNPL and factoring, and fifteen money flows, from processor deposits and wires to transfers, fees, NSFs and stop payments.
- More than one
- A transaction can carry several labels, such as a wire that is also an owner deposit.
- Bulk relabel
- Select one row or hundreds and change their labels in one step.
- Your call wins
- A label you set always overrides the automatic one. Changing whether a transaction counts as debt or revenue asks for a reason.
- Remember a phrase
- Save the descriptor phrase and future transactions that match it get the same label.
- Recalculation
- True revenue, positions, debt-to-revenue and cash flow update from the new labels.
FAQ
Common questions
Which deposits count as revenue?
Every deposit counts unless it carries a label that rules it out: debt proceeds, transfers, owner or related-party money, NSFs, reversals or bank interest.
Are deposits and debits both labelled?
Yes. A funding deposit carries the same debt label as the funder's pulls, which is how a position finds the deposit that opened it.
Can I undo a relabel?
Change the label back and every figure recalculates from it.
Features
The rest of the read
- MCA stacking detectionEvery existing advance and loan by funder, with its payment, cadence and monthly total.
- True revenueTransfers, owner deposits, loan proceeds and returns taken out of gross deposits.
- Negative days and NSFsAverage daily balance, lowest balance, negative days and NSF returns, with a day-by-day balance calendar.
- Altered statement detectionPDF metadata and balance math checked on upload, so edited files are flagged before you fund.
- Debt-to-revenueExisting debt payments as a share of true revenue, so you see the room left before you fund.
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The first 10 statements are free. No card.